:root{--bg:#f4f7fb;--surface:#ffffff;--surface-2:#edf3f8;--ink:#182335;--muted:#5d6a7d;--brand:#183b61;--brand-2:#10293f;--accent:#c08a33;--line:#dce5ef;--shadow:0 18px 48px rgba(24,35,53,.12);--radius:22px;--container:min(1120px,calc(100% - 40px));}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.7;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}a{color:inherit;text-decoration:none}img{display:block;max-width:100%;height:auto}.container{width:var(--container);margin:0 auto}.header{position:sticky;top:0;z-index:10;background:rgba(244,247,251,.9);backdrop-filter:blur(12px);border-bottom:1px solid rgba(220,229,239,.8)}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:-.03em}.mark{width:42px;height:42px;border-radius:14px;display:grid;place-items:center;background:var(--brand);color:#fff;box-shadow:0 10px 24px rgba(24,59,97,.2)}.nav{display:flex;gap:18px;align-items:center;color:var(--muted);font-weight:700}.nav a:hover{color:var(--brand)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:999px;font-weight:800;border:1px solid transparent;transition:.2s ease}.btn-primary{background:var(--brand);color:#fff;box-shadow:0 16px 34px rgba(24,59,97,.18)}.btn-primary:hover{background:var(--brand-2);transform:translateY(-1px)}.btn-secondary{background:#fff;border-color:var(--line);color:var(--brand)}.btn-secondary:hover{border-color:var(--brand);transform:translateY(-1px)}.hero{position:relative;isolation:isolate;min-height:640px;display:grid;align-items:center;overflow:hidden;background:#10243a}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(16,36,58,.86),rgba(16,36,58,.72) 42%,rgba(16,36,58,.22));z-index:-1}.hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}.hero-content{max-width:760px;color:#fff;padding:104px 0}.eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);padding:8px 14px;border-radius:999px;font-size:.9rem;font-weight:800}.hero h1{font-size:clamp(2.6rem,7vw,5.6rem);line-height:.94;letter-spacing:-.05em;margin:22px 0 18px;text-wrap:balance}.hero p{max-width:68ch;font-size:clamp(1.06rem,2vw,1.25rem);color:rgba(255,255,255,.85);margin:0 0 30px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.section{padding:88px 0}.section-head{max-width:760px;margin-bottom:32px}.section-head h2{font-size:clamp(2rem,4.5vw,3.4rem);line-height:1;letter-spacing:-.045em;margin:0 0 14px;text-wrap:balance}.section-head p{margin:0;color:var(--muted);font-size:1.06rem}.grid{display:grid;gap:18px}.services{grid-template-columns:repeat(3,minmax(0,1fr))}.service,.panel,.content{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.service{padding:24px;min-height:184px}.service strong{display:block;font-size:1.1rem;color:var(--brand);margin-bottom:10px}.service p{margin:0;color:var(--muted)}.split{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:start}.panel{padding:32px}.facts{display:grid;gap:12px}.fact{display:grid;grid-template-columns:150px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--line)}.fact:last-child{border-bottom:0}.fact span{font-weight:800;color:var(--brand-2)}.fact p{margin:0;color:var(--muted);overflow-wrap:anywhere}.notice{background:linear-gradient(135deg,#fff,#f6efe2);border:1px solid #ead7ab;border-radius:var(--radius);padding:28px}.process{grid-template-columns:repeat(4,minmax(0,1fr))}.step{background:var(--brand);color:#fff;border-radius:22px;padding:24px;min-height:220px}.step b{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.15);margin-bottom:26px}.step h3{margin:0 0 10px;font-size:1.12rem}.step p{margin:0;color:rgba(255,255,255,.82)}.cta-band{background:var(--brand);color:#fff;border-radius:28px;padding:38px;display:flex;align-items:center;justify-content:space-between;gap:22px;box-shadow:var(--shadow)}.cta-band h2{margin:0 0 8px;font-size:clamp(1.8rem,4vw,3rem);line-height:1}.cta-band p{margin:0;color:rgba(255,255,255,.82)}.footer{padding:42px 0;background:#10192a;color:#fff}.footer-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:28px}.footer p{color:rgba(255,255,255,.72)}.footer a{color:#fff;font-weight:800}.links{display:flex;gap:16px;flex-wrap:wrap}.page-hero{padding:92px 0 44px;background:linear-gradient(135deg,#102d4d,#173b63);color:#fff}.page-hero h1{font-size:clamp(2.1rem,5vw,4rem);line-height:1;margin:0 0 12px;letter-spacing:-.045em}.page-hero p{max-width:70ch;margin:0;color:rgba(255,255,255,.85)}.content{padding:34px}.content h2{margin:28px 0 12px;color:var(--brand)}.content h2:first-child{margin-top:0}.content p,.content li{color:var(--ink)}.content a{text-decoration:underline;color:var(--brand);font-weight:800}.form{display:grid;gap:14px}.form label{font-weight:800;color:var(--brand-2)}.form input,.form textarea,.form select{width:100%;border:1px solid var(--line);border-radius:16px;padding:13px 14px;font:inherit;color:var(--ink);background:#fff}.form textarea{min-height:140px;resize:vertical}.small{font-size:.93rem;color:var(--muted)}
@media (max-width:900px){.nav{display:none}.hero{min-height:590px}.hero-content{padding:82px 0}.split,.footer-grid,.services,.process{grid-template-columns:1fr}.fact{grid-template-columns:1fr;gap:4px}.cta-band{align-items:flex-start;flex-direction:column}.section{padding:66px 0}}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}.btn:hover{transform:none}}